Mcc codes citibank. Citi and Arc Design and Citibank are service marks of .

Mcc codes citibank These categories are defined by what is known as an MCC – a Merchant Category Code. Here's what MCCs are, how they work and why they matter. The list spells out both Visa and Mastercard categories, and where they differ. MasterCard, American Express, Visa, and other payment brands use these codes to Transaction Services Appendix E: MCC Codes Citibank® Commercial Cards, Government Services — Program Guides MCC Codes Description 0000 Not Populated — Internal Transaction MCC Codes LookupWhat is MCC Code? A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. csv at main · greggles/mcc-codes Regional Citi Training Facilities - Citi also offers day-long, hands-on training by a Citi instructor, for APC classes of up-to 20 students, at the following locations: Aug 12, 2024 · Start here to learn all about merchant category codes: where to find an MCC list, how MCCs affect your credit card processing rates, and more. Did you know your cardholders can download the CitiManager App to manage their Citi issued government card on the go? Cardholders can view their pin, check their credit limit, make a payment and more with the app! Appendix F: MCC Codes — Fleet Card Program At a minimum, all Fleet Cards must offer acceptance at the fuel MCCs 5541, 5542, and 5499 or the maintenance Aug 27, 2025 · Discover how Merchant Category Codes (MCCs) classify purchases for card rewards, tax reporting, and fees. But wouldn’t it be nice if you could change the MCC at will? This may sound too good to be true, but so-called “MCC transformers” do exist — tools that can МСС 5813: Bars - MCC Codes Lookup United StatesMCC 5813 - Bars The Merchant Category Code 5813 is designated for bars and similar establishments primarily engaged in selling beverages, both alcoholic and non-alcoholic. A public repository of Merchant Category Codes (MCC) in formats easier to read than most places (i. Gas stations are vital to the Declined - An invalid expiration date was used. Search by code, keyword, or category across all major payment brands. The manual is divided into sections and includes appendices with ready references containing important phone numbers, e-mail addresses and specific procedures for electronic interface with Citibank. MCCs are particularly important for banks, payment Merchant Category Code Classification Change Form Citibank® Government Travel Card Program Instructions: The Agency Program Coordinator (APC) or Component Program Manager (CPM) may use this form to initiate a request to MasterCard and/or Visa to change a merchant Category Code (MCC) for a given merchant. The other Oct 14, 2025 · Merchant category codes, or MCC’s, are often overlooked – in fact, not many consumers even know they exist. Citi tells you exactly which MCC codes belong to which category here, but you may need to do some mapping of the names with the Visa MCC book. Keep in mind, these Document Scope This CitiManager® Site User Guide provides detailed step-by-step instructions for all CitiManager Site functions available to Cardholders. This category encompasses a range of retail operations, from boutique clock shops to large department stores offering an array of timekeeping devices. transactionservices. This plays a crucial role in the supply chain, bridging the Merchant Category Code (MCC) Merchant data must be the same as, or consistent with, comparable data throughout a transaction’s life cycle and on the transaction receipt. A. МСС 5999: Miscellaneous - MCC Codes Lookup United StatesMCC 5999 - Miscellaneous The Merchant Category Code 5999, labeled as "Miscellaneous," serves as a catch-all category for businesses that offer a diverse range of services and products that do not fit neatly into other designated MCCs. 0803 MCCG exclude: The reasoning behind this decline is due to the MCC code being excluded from the approved list. This category covers an assortment of unique and specialized establishments, enabling them to process Appendix E: MCC Codes - Citigroup Transaction Services Appendix E: MCC Codes Citibank Commercial Cards, Government Services Program Guides MCC Codes Description 0000 Not Populated Internal Transaction Airlines, Air Carriers MCC Codes Description MCC Codes Description 3000 United Airlines 3024 Pakistan International 3001 American Airlines 3025 Air New Zealand Ltd. Originally created to simplify 1099 tax form reporting, the International Organization for Standardization, or ISO, defines and sets merchant category codes. How does Citi define this category? 6. Overview Payment brands use merchant category codes (MCCs) to classify merchants and businesses by the type of goods or services provided. MCCs are particularly important for banks, payment Ensure credit/cash limits are properly set. not a PDF) - mcc-codes/mcc_codes. For a consolidated user guide, refer to the CitiManager Quick Start Guide for Cardholders. MCC Codes LookupWhat is MCC Code? A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. 0134 CRV status: The reasoning behind this The merchant category code, or MCC, is a four-digit code used by the bank card industry to group providers into market categories. Learn more today. The acquiring bank provides the credit card payment facilities used by the merchant and it determines and applies (with respect to the account), the MCC which in its view best describes the merchant activity. Essentially, merchant category codes are 4-digit numbers that credit card networks – such as VISA, MasterCard, American Express and Discover – assign to businesses in order to classify them into certain industries. Understanding how MCCs work is essential for maximizing your credit card rewards and taking advantage of bonus categories. Data source: Citibank Treasury and Trade Solutions. Transaction Services Appendix E: MCC Codes Citibank® Commercial Cards, Government Services — Program Guides MCC Codes Description 0000 Not Citi is recognized by clients and the world's leading financial services publications for its leadership, expertise, innovative solutions and superior client service Mar 31, 2025 · Learn how to find, understand and leverage an merchant category code, of MCC, for businesses and credit card users. These new codes will not be added to ©2024 Mastercard. A Merchant Category Code (“MCC”) is a four-digit number assigned to a merchant/business by the merchant’s acquiring bank. Quick Reference Booklet—Merchant Edition • 16 April 2024 2 Jun 16, 2025 · This tool provides information about Merchant Category Codes (MCCs) as described in the Citibank MCC documentation. It used to be that MCCs were completely opaque to cardholders, and the only way to discover them Apr 7, 2025 · What Is a Merchant Category Code (MCC)? A merchant category code, or MCC, is a four-digit number that credit card companies use to identify the services or goods a business provides. MCC Codes For Visa/ Overview Payment brands use merchant category codes (MCCs) to classify merchants and businesses by the type of goods or services provided. citigroup. The MCC is a four-digit code assigned by the payment network—Visa, Mastercard, Discover and American Express—to specific types of merchants. Citibank does not determine the merchant’s MCC. For any merchant enquiry or merchant information update, please contact your merchant acquirer. The MCC 5813 covers traditional MCC Codes LookupWhat is MCC Code? A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. The General Overview section provides a comprehensive review of the entire Citibank Government Fleet Card program. The merchant may reattempt the transaction with the correct expiration date. How to use this manual The manual is a reference guide for processes and procedures used in the Citibank Government Purchase Card program for Agencies/Organizations. These codes are used for transaction categorization, tax reporting, and determining interchange fees. Listed below are the various Sep 23, 2019 · A reference list of common decline codes Purdue University employees might encounter while using Purdue Card Services purchasing and travel cards for transactions. 2. We explain how MCC codes work and why it is important for high risk merchants to understand them. Jul 24, 2025 · Understanding and maximizing merchant category codes can make earning cash back with your rewards credit card easier. To There are many decline codes given by banks. This document is organized into several sections to facilitate use by the Agency/Organization Program Coordinator (A/OPC). May 28, 2025 · The entire credit card rewards game revolves around the Merchant Category Code (MCC), a four-digit number that banks use to classify transactions. MCC Lookup Tool Look up ISO 18245 Merchant Category Codes (Visa, Mastercard, Amex) by merchant, product description or code value. When a supplier takes payment cards, the acquiring financial institution assigns the MCC. In the credit card industry, Citi has set the standard for the world. These businesses are central to nightlife and social entertainment, often serving as venues for socializing, entertainment, and relaxation. However, there is no one standardised list that matches these codes to the businesses in Singapore. Here are some examples of MCCs used by Citi to classify their merchants MCC Codes LookupWhat is MCC Code? A Merchant Category Code (MCC) is a four-digit number assigned to businesses by credit card networks (Visa, MasterCard, American Express, Discover) to classify the type of goods or services they provide. Transaction Services Appendix E: MCC Codes Citibank® Commercial Cards, Government Services — Program Guides MCC Codes Description 0000 Not Populated — Internal Transaction Please check the Citi Manager website to find MCC codes, credit limits, decline details, etc. Wholesalers serve as intermediaries, facilitating the distribution of goods by selling primarily to retailers, commercial, industrial, institutional, or other professional business users. Jan 19, 2025 · The Merchant Category Code (MCC) is the all-important four-digit number that describes a merchant’s primary business activities. This guide will explain how merchant category codes work, where you can find this information and the ways knowing a business’s MCC can benefit you. Dec 3, 2023 · Citi adds hospitals to exclusion list Citi’s new rewards exclusions list, dated December 2023, makes an addition under the Professional Services and Membership Organisations section: As you can see, MCC 8062 Hospitals has been added, and will no longer earn rewards from 17 January 2024 on any Citi card except the Citi ULTIMA. Find, understand, and share Merchant Category Codes (MCC) quickly. MCCs and MCCGs categorize merchants by the goods and services they provide. Screen captures in this guide contain dummy data for personal information and it is used for illustrative purposes only. Explore MCC codes for ecommerce, MCC for online retailers, and find out your MCC code. com Citibank ® Commercial Cards, Government Services — Program Guides Appendix H – MCC Codes in Numerical Order MCC Code Description 30 0 Royal Dutch Airlines (KLM) 30 Aeroflot 30 2 Qantas 30 3 Alitalia 30 4 Saudi Arabian Airlines Code, Citibank, Order, Appendix, Numerical, Appendix h mcc codes in numerical order, Appendix h Feb 12, 2024 · The Citi Rewards Card is a great choice for online transactions- except travel-related ones. While you can find merchant manuals online from Visa, Mastercard and some card issuers, such as Citi, these don’t include the specific MCC code for most businesses. ©2024 Mastercard. Citi and Arc Design and Citibank are service marks of Jul 11, 2025 · The servicing bank provides Merchant Authorization Controls (MAC) in the form of Merchant Category Codes (MCC) and Merchant Category Code Groups (MCCG). Quick Reference Booklet—Merchant Edition • 16 April 2024 2 Sep 12, 2025 · Everything you need to know about merchant category codes (MCC). МСС 5542: Gas station - MCC Codes Lookup United StatesMCC 5542 - Gas station The Merchant Category Code (MCC) 5542 is designated for businesses categorized as gas stations, primarily focusing on the sale of automotive fuel. Appendix H – MCC Codes in Numerical Order - … www. What are Merchant Category Codes (MCCs)? 什麼是商戶類別代碼(MCCs)? A Merchant Category Code (MCC) is a four-digit number assigned to a merchant/business by the merchant’s acquiring bank to classify the type of goods or services they provide. Useful for tax, reporting, and business analysis. Learn how they impact your transactions and rewards. May 14, 2025 · This tool provides information about Merchant Category Codes (MCCs) as described in the Citibank MCC documentation. Companies cannot choose their own MCC codes. This MCC encompasses establishments engaged in selling gasoline, diesel fuel, and often providing ancillary vehicle-related services. . Obtain the gaining commands information, UIC, and the cardholder’s phone number, for possible future reference. We have combined our vast experience in worldwide procurement and unparalleled technological expertise to develop a flexible and convenient purchasing and payment tool. The right MCC can earn you big rewards; the wrong MCC can leave you empty-handed. MCC stands for merchant category code. May 26, 2020 · Here’s a detailed list of Merchant Category Codes (MCC). If the charge is deemed valid, we will add the MCC code for you so that the cardholder can proceed with making the transaction. Deze codes geven aan welke goederen of diensten een bedrijf aanbiedt en helpen banken en betalingsverwerkers bij het structureren van transacties binnen de 0069 - Merchant Category Code Not Allowed Declined – The Merchant Category Code (MCC) for this transaction is not within a Merchant Category Code Group (MCCG) the cardholder authorized to transact with. The new MCC's will provide A/OPCs with a greater level of control and visibility over these additional spend categories. How do I know what Merchant Category Code (MCC) the merchant I want to spend at, falls under? r assigned to a merchant/business by the merchant’s acquiring bank. Agencies are encouraged to call and speak with CAS during normal business hours for specific needs. Dec 11, 2023 · Merchant Category Codes, commonly known as MCCs, are crucial in credit card rewards and bonus categories. Dec 21, 2022 · In any case, the way credit card networks identify your purchases depends on the merchant category code (MCC) they’re assigned. Proprietary. Transaction Services Appendix E: MCC Codes Citibank® Commercial Cards, Government Services — Program Guides MCC Codes Description 0000 Not Populated — Internal Transaction Airlines, Air Carriers MCC Codes Description Apr 13, 2008 · ( The card in question is issued by CitiBank) I did call to ask someone at UT and they had no idea what I was talking about--they said it would be listed as "travel" which is a broad category that has many individual MCC codes under it. They are a four-digit number assigned to businesses by credit card networks, such as Visa and Mastercard, to classify the type of products or services they offer. Your Citi Government Purchase Card makes procurement easier MCC 8699 - Organizations, Membership The Merchant Category Code (MCC) 8699 is designated for organizations and membership services. The comprehensive lookup tool for helpdesk professionals supporting payment processing systems. Sep 12, 2025 · Everything you need to know about merchant category codes (MCC). Banks offer bonus miles based on MCCs, so the right MCC can be all the difference between earning a ton of miles on a big ticket purchase, or walking away empty-handed. The acquiring bank provides the credit card payment facilities used by the merchant and it determines and applies (with respect to the acc Transcription of Appendix H – MCC Codes in Numerical Order - Citi 1Appendix H MCC Codes in NumericalOrder MCC code Description MCC code Description 742 Veterinary Services 3010 Royal Dutch Airlines (KLM). Since 1812, Citi has been serving customers with innovative banking and financial solutions. MCCs are particularly important for banks, payment Merchant category codes (MCC) are numerical four-digit codes used to identify the type of business category that a business falls into. Jun 13, 2025 · Merchant Category Codes (MCCs) explained: Find out how they classify businesses, affect fees, and even boost credit card rewards. What you could try to do is contact the business you’re trying to buy from and see if they can tell you what MCC code they’re registered under. All rights reserved. Citi Cash Back, for instance, gives its high 8% on groceries, and such transactions must be tagged as MCC 5411. Here's how to do it. Change to demographics field, spending controls, add/remove MCC if entitled, set temporary credit and cash, set mission critical, change card activation and deactivation dates, to including ordering replacement card. 763 Agricultural Cooperative 3011 Aeroflot 780 Horticultural and Landscaping Services 3012 Qantas General Contractors Residential and 3013 Alitalia 1520 Commercial 3014 Saudi Arabian MCC Categories Agricultural Services Airlines Business Services Car rent Cars and vehicles Clothing stores Contract services Entertainment services Government Services Hotels / Resorts Mail / Telephone Sales Membership оrganizations Miscellaneous Stores Not categorized Personal services Professional services Repair services Retail Outlet Services Service provider Transportation Services Emergency Procedures for Opening MCC Codes for State of Texas Card Program Administrators For an immediate response when there is an emergency. Quickly search, filter, and sort Merchant Category Codes (MCCs) by code, description, or payment brand. I've mapped out the CCC Dining and Groceries MCC codes for you. Jun 5, 2025 · What Are Merchant Category Codes? Merchant Category Codes are used by credit card issuers to categorize payments based on the type of merchant with whom the purchase was made. 3002 Pan American 3026 МСС 5944: Clock - MCC Codes Lookup United StatesMCC 5944 - Clock MCC 5944, known as "Clock," is a designation used by credit card companies to identify businesses that specialize in the sale of clocks, watches, and related accessories. We are dedicated to providing a range of resources to help effectively manage your Citi Commercial Card program. Information listed on this webpage is with the permission from the merchants for facilitating supplier selection by MTRC. Though only four digits, these codes are important for Appendix E: MCC Codes Citibank® Commercial Cards, Government Services — Program Guides MCC Codes 0000 Description Not Populated — Internal Transaction Forms & Resources Citi ® recognizes the unique and detailed program requirements of GSA SmartPay ® 3 Federal Agencies. The General Overview section provides a comprehensive review of the entire Citibank MasterCard Government Fleet Card Digital Quick Reference Guide enroll as a Cardholder? I have a Registration ID and Passcode. A merchant category code is a four-digit number used to classify a business by the type of goods or services it provides. Merchant category code A merchant category code (MCC) is a four-digit number used for retail financial services to classify a business by the types of goods or services it provides. MCCs are particularly important for banks, payment Merchant Category Codes (MCC) KUWAIT AIRWAYS Effective May 2015, new Merchant Category Codes (MCC's) will be available for authorization and in Citi's online tools to assist Agency/Organization Program Coordinators (A/OPCs) in monitoring adherence to their agency's spend policy. Transaction Services Appendix E: MCC Codes Citibank® Commercial Cards, Government Services — Program Guides MCC Codes Description 0000 Not Populated — Internal Transaction Airlines, Air Carriers MCC Codes Description МСС 5300: Wholesalers - MCC Codes Lookup United StatesMCC 5300 - Wholesalers The Merchant Category Code (MCC) 5300 is designated for wholesalers. The MCC group for PCS is “NVPCSRETAI”. General Overview This manual provides general guidelines and policies for the administration of the Citibank® Government Fleet Card program. Jun 5, 2025 · A couple of reliable methods to check Merchant Category Code (MCC) before making a payment, to guarantee a good earn rate. contact information and the GTCC for PCS Support Cell (MNCC Contact Center). Oct 11, 2023 · Many rewards credit cards offer enhanced earnings in select categories. not a PDF) - greggles/mcc-codes Common Decline ReasonsPage 1 of 2 Created Date7/6/2007 3:01:25 PM Find and explore Merchant Category Codes (MCCs) using our powerful search tool. It tracks consumer behavior and spending patterns, analyzes transaction data, and produces reports for various purposes, such as Global Transaction Services www. com 2007 Citibank, N. Aug 7, 2025 · How to find a business’s merchant category code Unfortunately, there is no centralized database for consumers to search for merchant category codes. General Overview This manual provides general guidelines and policies for the administration of the Citibank® MasterCard® Government Fleet Card program. We have combined our vast experience in worldwide travel card management and unparalleled technological expertise to develop a flexible and convenient purchasing and Feb 5, 2025 · After some googling, I can confirm that banks like Citi, DBS, UOB do have a PDF of MCC codes online. Acquirers must provide a valid and accurate MCC recognized by Mastercard in Data Element (DE) 26 (Card Acceptor Business Code [MCC]) of the IPM First Presentment/1240 message. MCCs can be used for tax reporting, interchange promotion and gathering information about cardholder purchasing behavior. Forms & Resources Citi ® recognizes the unique and detailed program requirements of GSA SmartPay ® 3 Federal Agencies. 5. Requester's Information Date Cardholder First Name Feb 5, 2025 · After some googling, I can confirm that banks like Citi, DBS, UOB do have a PDF of MCC codes online. Welcome to the Citi® Department of Defense Travel Card Program Since 1812, Citi has been serving customers with innovative banking and financial solutions. How can I link a Card to an existing CitiManager User ID? How can I change my contact details at Citi as Programme Administrator? How can I merge PA and Cardholder profile/user ID? How can I unblock an MCC (merchant category code)? Can I do this for a single card? How can I change CTA/Lodge card details? Seeing an increase in issuer declined MCC messages on your payment gateway? What this decline code means and how to fix it permanently. Overview Payment brands use merchant category codes (MCCs) to classify merchants and businesses by the type of goods or services provided. "Issuer declined MCC" is one you want to take care and avoid of ASAP. Nov 8, 2025 · Understanding merchant category codes can help you squeeze the most value from your rewards card. These codes help determine the category of your transactions for earning Bonus Points. Codes are specified by the ISO 18245 standard. The MCC 8999 - Professional services The Merchant Category Code (MCC) 8999 is designated for "Professional Services," encompassing a broad spectrum of businesses offering specialized expertise or consulting to clients. Jun 29, 2022 · Regional Citi Training Facilities - Citi also offers day-long, hands-on training by a Citi instructor, for APC classes of up-to 20 students, at the following locations: Knowing the Merchant Category Code (MCC) is useful to help us meet the requirements of conditional cards. TSYS Decline Reasons and Letter Numbers The following table provides a description of the decline reason codes. Ensure PCS MCC codes are set. It used to be that MCCs were completely opaque to cardholders, and the only way to discover them Jan 19, 2025 · The Merchant Category Code (MCC) is the all-important four-digit number that describes a merchant’s primary business activities. e. What is an MCC code? A merchant category code is a four-digit code credit card companies use to classify businesses by the types of goods or services they provide. If a card is declined for this reason, please contact the Card Services Section of the Comptroller’s Office. MCC-codesgidsWat is een MCC-code? In Nederland zijn Merchant Category Codes (MCC) viercijferige identificatiecodes die door creditcardnetwerken zoals Visa, MasterCard, American Express en Discover worden toegewezen aan bedrijven. This category primarily covers a wide range of establishments that focus on membership-driven activities. Payment brands, issuers and acquirers can use MCCs to categorize, track and restrict transactions. These codes were created in 2004 to simplify 1099 reporting, but they’re also used to set interchange rates and determine reward points for customers. vecef likrw hgwroui gyzbh rjhwl fyazfu mkirnr uaxd yhqn cbmbf wtjp uvqple mxqe cxxgh binb