Phd research in financial inclusion. It finds that respondents with financial accounts .
Phd research in financial inclusion Wagner Graduate School of Public Service. This study provides a detailed literature review covering recent development in Jun 1, 2024 · Fintech innovation: Is it beneficial or detrimental to financial inclusion and financial stability? A systematic literature review and research directions A Multidisciplinary Approach WPI’s FinTech PhD program is uniquely positioned to offer a comprehensive, multidisciplinary education that bridges finance, technology, computer science, and ethics. We use unique and proprietary data from a large Fintech lender and show that alternative data captured from an individual's mobile phone, such as the number and types of apps installed, measures of social connections, and borrowers' \deep social footprints" based on call logs, can substitute for traditional credit bureau scores in credit risk evaluation and improve financial inclusion. the use of formal financial services, is a feature of financial development which received a great deal of public attention and research interest in the early 2000s Mar 11, 2016 · I continue to contribute to research and mentorship as a Research Fellow at the Centre for Competition, Regulation and Economic Development (CCRED). org, 2018 Jun 30, 2021 · Financial inclusion's impact on poverty and economic development has remained a focus of researchers and policymakers for years, owing to its function in facilitating access to financial services Abstract: This paper investigated the threshold effect of financial inclusion on poverty reduction in sub-Saharan Africa (SSA). Thisis partly becausethe financial sectors in most African countries have remainedrisk averse, limited in outreach, and skewed against small businesses (Atiase, et al. Improving financial infrastructures is critical for financial inclusion (Sarma and Pais, 2011), as it boosts financial institutions’ capacity to access points where they can do financial Jan 7, 2025 · Abstract Inclusive research, which emphasises the active involvement of people with disabilities in the research process, is increasingly recognised as vital for enhancing research quality. The conference aims to bring together rising scholars from finance and economics to discuss these issues from various points of view. Financial inclusion, understood as the access to and usage of a diverse range of quality financial products and services, can have a positive effect on the reduction of income inequality. A survey was conducted on a sample of 330 SMEs in Manyu Division, Cameroon. Furthermore, this research elaborates upon practical recommendations, research limitations and future research recommendations. Another cause of inequity in financial inclusion is a lack of financial infrastructure in many LMICs, which limits access to financial service locations. ABSTRACT Financial Inclusion has been a widely discussed topic in recent years. At the end of the 12-week program, they learn about the cutting edge of their field and develop an independent research paper. Before joining Women’s World Banking, she advised the U. the research was conducted in 47 African countries between 2010 and 2020. In this paper we will focus on the second, enhancing financial inclusion. This scholarly book ofers researchers who focus on financial inclusion and African economies a one-stop resource for understanding the channels of transmission for financial inclusion as well as an application of these channels through original country-specific empirical papers. May 7, 2019 · This study explores the impact of financial inclusion on financial resilience in Bangladesh, using World Bank data on global financial inclusions. But is it enough? Or Share Your Story vard community Financial Inclusion, Digital Payments and Their Impact on Income and Tax Revenue Around the World Alim Maherali A Thesis in the Field of International Relations for the Degree of Master of Liberal Arts The findings showed that financial inclusion in number of bank branches per 100,000 adult significantly explained the variation in Human Development Index in Nigeria but financial inclusion in credit to the Private Sector has no significant effect or variation in Human Development Index within the period under review in Nigeria. By focusing on investments in human development in order to enhance financial inclusion, we will be able to provide to disadvantage and marginalized groups higher-quality services, products and infrastructures at a lower cost. This research advises to the MFIs and FinTech organisations to implement these solutions to appropriately address financial literacy and digital literacy to support financial inclusion. What We Do We pair talented, low-income high-school students with world-class PhD mentors to work 1-on-1 on an independent research project. EKHS34 Dr Sonja Kelly is the global lead for Women’s World Banking research. Find out what inspired Dana to pursue a PhD in financial inclusion. , is a professor of finance and banking. It is therefore recommended to encourage financial inclusion through policies and a sound regulatory framework, in order to give the very poor the opportunity to invest in productive business ideas and grow their own businesses. Jul 14, 2023 · Financial inclusion has been gaining attention among scholars and it has been promoted as a key pillar for achieving most of the seventeen United Nations’ Sustainable Development Goals. This chapter aims to highlight the Sep 16, 2021 · Assessing the role and impact of financial literacy on financial inclusion, the analysis done in this paper reveals that financial literacy is a crucial element in promoting financial inclusion. 1 class undergraduate degree in economics, finance or related discipline and have passed, or expect to have passed by autumn, a Master’s degree or equivalent research experience in a work setting. Emmanuel Konadu-Yiadom is currently a PhD student at the Department of Accounting and Finance, KNUST. He holds MSc in Economics and MPhil in Business Administration (Finance option). Specifically, when women participate in the financial system, the inequality gap decreases, enabling higher It examines the challenges that prevent many from accessing financial services and analyses strategies governments, financial institutions, and NGOs can use to promote broader financial inclusion. She holds an MSc in Gender, Development and Globalisation from LSE. This thesis aims then at investigating the mechanisms through which digital finance may solve the multiple financial market imperfections by improving financial Inclusion and alleviate poverty in developing countries. It also explores economic, sociological, financial, and other social sciences/business perspectives on SDG 8. The Dean’s Emergency Fund enables terminal master’s and PhD students in the Graduate School of Arts and Sciences to continue making academic progress despite unanticipated, extreme financial hardships that cannot be resolved through fellowships, loans, or personal resources. The literature on the financial inclusion and its measurement are clearly identified and discussed in chapter 2. I hope this research sparks further discussion and policy action around financial inclusion, informality, and growth. And how should these programs – whether microfinance, digital cash transfers, or others – be designed to protect and empower traditionally marginalized groups? Our research aims to identify how financial inclusion can work for the poor, and design innovations that support the marginalized, particularly women. Feb 12, 2024 · Many studies define the concept in terms of financial exclusion, which relates to the broader context of social inclusion while others define financial inclusion. The UC Berkeley Lab for Inclusive FinTech (LIFT) links academic researchers with industry partners and policymakers to reimagine the design and reach of digital financial services to build a healthy, inclusive, and sustainable digital economy that benefits underserved populations around the world. This brief argues that global leaders need to prioritize a renewed global agenda for financial inclusion — one that recognizes the centrality of the blue economy to livelihoods, climate resilience, and food security. Leveraging the expertise of our distinguished faculty and the resources of our state-of-the-art FinTech Innovation Hub, students engage in cutting-edge research and practical applications of their ABSTRACT: Financial Inclusion is not an objective per se, but only to the extent that it helps alleviate poverty. For students looking for finance thesis topics that are at the cutting edge of the industry, fintech provides ample opportunities for exploration. We used a thematic literature review methodology which involves dividing the review along relevant Therefore, this study examined how different dimensions of financial inclusion affects economic growth in sub-Saharan Africa. to investigate how financial institutions mediate between financial literacy and financial inclusion. Financial inclusion refers to the accessibility and availability of financial services to all individuals and businesses, particularly those underserved or excluded from the formal financial system. We build the evidence base and develop a deep understanding of how financial services can improve consumers’ resilience and livelihoods. FI is defined by the Consultative Group to Assist the Poor (CGAP) as the procedure of providing all entities (households and businesses) with access to an affordable and high-quality range of financial products and services, which should be provided responsibly and sustainably in a well-regulated environment. the study found that financial inclusion and These technologies have revolutionized how financial services are delivered, offering greater convenience, lower costs, and increased financial inclusion. In addition, the ion of financial inclusion has a significant positive impact The indices are used to assess the impact of fintech-driven financial inclusion on economic growth and income inequality. ”(cgap. ABSTRACT This research paper explores the intersection of women’s empowerment and financial inclusion as powerful catalysts for sustainable development. Undeniably, the study has revealed that the general financial inclusion, penetration and availability dimension, improves economic growth while the usage dimension does not influence economic growth meaningfully. Department of State on strategy for US Embassy engagement in digital finance around the world. Search for PhD funding, scholarships & studentships in the UK, Europe and around the world. Oct 9, 2024 · BigTech finance, increased market concentration and financial stability implications; Fintech, financial inclusion and financial stability; and Role of supervision, regulation, and transparency. Questionnaires were used to collect data, which were then analyzed using the SEM-PLS technique May 10, 2025 · Accordingly, this PhD project, aligning with the safety and sustainability research theme of the university, will be guided by the following objectives: Research Objectives – Long-term Socio-economic impacts of: *fintech on poverty reduction, economic empowerment, and financial inclusion over a prolonged period. Abstract This study examines the evolution, pattern and integration of research on financial inclusion and sustainable development goals between 2014 and 2024. It aims to identify key themes, trends, and research gaps, highlighting how financial inclusion contributes to sustainable economic development. Jul 15, 2020 · This paper explores the state of financial inclusion in Nigeria, the progress made, barriers to financial inclusion and its potential impact on the Nigerian economy. The thesis In the mid-2000s, the World Bank and other international institutions endorsed financial inclusion (FI) and microcredit as important development tools for reducing poverty and income inequality in low- and middle-income countries (LMICs). it was conducted through a quantitative research design to analyse the interactive effects of financial inclusion and human capital on this growth. We also support our PhD students to participate in a full range of workshops, conferences and other training programmes. His research interests are in financial inclusion, development finance, banking and finance, and international cooperation. Mar 16, 2022 · Abstract The role of sustainable financial inclusion is considered crucial for attaining energy efficiency. Bogan, PhD Publications – listed by research area Individual/Household Financial Decision Making How Do Extended Family Mental Health Issues Influence Household Portfolio Allocations?… The negative effect of financial inclusion on poverty holds true under different robustness checks. Using panel data from the Global Financial Inclusion Index (Global Findex 2017) on account ownership and use of digital payments, I find that gender empowerment can promote financial inclusion for women. My PhD research from the University of Johannesburg examined competition dynamics in Kenya and Uganda’s mobile money markets and their implications for financial inclusion. Stanford University's Center for International Security and Cooperation. Evaluating the relationship between financial inclusion, social inclusion and multidimensional poverty reduction Rotimi Mathew Nihinlola These documents include formal publications, working papers, and informal series from departments around the Bank Group, as well as operational and publicly-disclosed projects documents. 8The Global Financial Inclusion datasets capture demand side dynamics but have an advantage of allowing for comparability across different entities. In chapter 1, we provide the focus and motivation of the PhD research in terms of examining the impacts of financial development and financial inclusion on ASEAN LDCs, particularly on Cambodia. I investigate, in a cross-country-setting, factors that affect people's decision making regarding the use of formal financial products and services, focusing on the effect of institutions—the legal, regulatory and policy environment. His research are in the areas of financial management, financial innovation and financial inclusion. , 2017). Mar 17, 2020 · The study supports that financial inclusion has the positive and significant impact on economic development. Nov 1, 2019 · This paper investigates the effects of female financial inclusion on inclusive economic development. Many Fintech leaders are advocating to ensure that progress does not widen the gap but instead promotes financial inclusion. Apr 12, 2024 · Against the backdrop of evolving challenges in financial inclusion, improved access, and the growing prevalence of financial technology (FinTech), we aim to fill a research gap by investigating the connection between FinTech, financial inclusion, and sustainable development. Also, the level of inclusive growth is low in Africa. He is Deputy Director General of the National Polytechnic Institute Félix Houphouet-Boigny, Côte d’Ivoire in charge of International Cooperation and Development of the Yamoussoukro Technopole. Through research on the financial sector, policy trends, financial services providers, and end users, Sonja and her team advocate for women’s financial inclusion. This includes documenting the long-term nature of technological May 9, 2022 · The value of this paper is its contribution to literature as it is a major attempt in empirically assessing the impact of AML regulations on financial inclusion. Pierre Yourougou PhD. The use of descriptive analysis will try to explain the correlation between more inclusion and achievement of higher economic growth. The paper presented is co-authored with Hala Amin, PhD and is a bibliometric review on financial inclusion research in Africa, a critical component of social sustainability. ABSTRACT This paper explores the impact of financial technology (fintech) on financial in-clusion, focusing on the cost of accessing essential financial services as a metric for financial inclusion. Vicki L. The first chapter traces the origins of financial inclusion and explores the role of the state in assisting ‘unbanked’ individuals. The list doesn’t represent all research on financial inclusion. at the extent of financial inclusion remains low rela ive to indices t computed using earlier data. May 8, 2025 · Despite the ocean’s immense economic and ecological value, financial inclusion efforts have historically overlooked coastal communities and small-scale fishers. She received her PhD from Columbia University where she worked on data-driven combinatorial optimization and efficient machine learning frameworks under the supervision of Prof. This study attempt to integrate financial inclusions as a major defining factor of efficient energy combined with the role of economic growth, environment-related technologies, and the human capital index for RCEP Mar 13, 2021 · The aim of this study is to analyse the research advances made in the field of financial inclusion and the main lines of investigation currently being addressed by means of a bibliometric analysis. 30 hours Nov 26, 2024 · While it is widely believed that enhancements in financial inclusion foster entrepreneurship growth, extant empirical studies have generated conflicting findings on financial inclusion’s relationship with entrepreneurship. Financial inclusion has therefore become Jan 17, 2021 · FINANCIAL INCLUSION AND ECONOMIC GROWTH IN GHANA BY FELIX KWESI AGYAPONG (10413123) A LONG ESSAY SUBMITTED TO THE DEPARTMENT OF FINANCE, UNIVERSITY OF GHANA BUSINESS SCHOOL (UGBS), UNIVERSITY OF Mar 3, 2024 · This study provides an overview of the different dimensions of financial inclusion, its socioeconomic impacts on society’s sustainable development, and future research agendas. Jul 8, 2024 · While some studies are inconclusive, some also suggest that financial inclusion has a positive and significant impact on financial stability, as explained by the institutional theory. Simatele and others published Financial inclusion: Basic theories and empirical evidence from African countries | Find, read and cite all the research you need 1 CGAP describes itself as a “global partnership of more than 30 leading development organizations that works to advance the lives of poor people, especially women, through financial inclusion (CGAP seeks to) help build inclusive and responsible financial systems that move people out of poverty, protect their economic gains and advance broader development goals. ABSTRACT this research aims to investigate how financial inclusion affects the expansion of the economy in sub-Saharan Africa. While other studies, supported by the aggressive credit expansion theory, reveal that financial inclusion can have a negative influence on financial stability. Offers 9 to 12 months of support to graduate students in the humanities and humanistic social sciences who are enrolled in PhD programs in the United States and conducting dissertation research on non-US topics. Dana Lunberry is a PhD student in Information Systems and Innovation. Financial Inclusion Our research aims to identify how financial inclusion can work for the poor, and design innovations that support the marginalized, particularly women. We review the existing literature to highlight the state of research in the literature and identify new opportunities for innovative research. uk of financial literacy to access external loans for business sustainability. It aims to ensure that everyone can participate in the economy by providing access to banking, credit, insurance, and investment opportunities. We estimated first a random effect model and a system GMM and Overall, if you have a passion for the topic, clear career goals, and see significant research potential, pursuing a PhD on Mobile Financial Services for Financial Inclusion could be worth it. Become an expert in policy solutions to improve the lives of global populations. Oct 28, 2024 · Dr. Despite its importance, there is a significant gap in the literature regarding implementing inclusive research within doctoral studies in health and wellbeing. e. Whereas microcredit programs have been widely criticised as a development strategy, FI lacks similar scrutiny. ac. Search Funded PhD Projects, Programmes & Scholarships in fintech. This study contributes to the empirical ABSTRACT This dissertation includes seven chapters. Abstract This thesis focuses on financial inclusion (FI) across countries. However, these datasets are not amenable to cross Using a systems-level approach and thorough research, we identify the most pressing issues impacting the financial inclusion of vulnerable people around the world. Our results suggest that (1) credit deepening is Asian countries have shown remarkable progress in financial inclusion and have become the world's fastest-growing regions. Inspired by financial inclusion in excluded societies, Dana Lunberry left her role in the financial sector to begin her PhD at LSE's Department to Management. Abstract Recently, policymakers and researchers have shifted their attention toward financial inclusion to control poverty, the black economy, tax collection, and financial development. For their doctoral degrees, students conduct rigorous original research around the world and in the United States, adding to existing knowledge in meaningful core. This paper aims to analyze the effect of Financial Inclusion on economic growth in Nigeria. Jan 1, 2020 · This paper provides a comprehensive review of the recent evidence on financial inclusion from all regions of the World. It provides a comprehensive analysis of the linkages between these two concepts, examining the multidimensional nature of women’s empowerment and the transformative potential of financial inclusion in enhancing women's economic In this context, digital inclusion can improve financial inclusion for women in rural areas after the COVID-19 impact. 10 and its key indicators. Using Duha Farouq Lutfi Khmous Submitted to the Institute of Graduate Studies and Research in partial fulfillment of the requirements for the degree of Dec 1, 2019 · Financial development is a critical and inextricable part of the growth process and has thus received considerable attention in recent years since the emergence of the endogenous growth theory. Fintech innovations, from digital payments to automated investment platforms, have reshaped traditional finance and show promise in expanding affordable access. Empirical and Theoretical literature shows that financial inclusion has become a fundamental requirement for economic development. Research on Mobile Financial Services for Financial Inclusion is a relevant and rapidly evolving area of study, and there are several possible directions to take for a PhD research project. . The aim of this study is to determine the impact of financial inclusion on poverty and income inequality in selected ASEAN countries (Indonesia, Malaysia, Philippines, Thailand, and Vietnam) and investigate FindAPhD. Cliff Stein and as an affiliate of the Data Science Institute. The center was founded in 2006 by economists Jonathan Morduch (New York Can anyone suggest a research topic related to Digital Banking, Digital Finance and Financial Inclusion ? We provide PhD Scholarships that are designed to support the research of the AXA Chair in Global Finance - Professor Hong Bo, in the School of Finance and Management, at SOAS University of London. However, the financial inclusion-human health nexus has not received much attention. Among the scientific community, there is growing interest in this study area. It is vital for acquiring low carbon energy sources for an economy. On the back of this state of the literature and on the suspicion of some non-monotonicity in the relationship, we investigate the existence of threshold effects in the This dissertation examined the role of digital technologies in financial inclusion from the perspective of new financial technology (Fintech) ventures serving the unbanked and underbanked. It identifies the emerging themes in the financial inclusion literature as Nov 9, 2022 · Findings Fintech, CBDC and cryptocurrency can increase financial inclusion by providing an alternative channel through which unbanked adults can access formal financial services. We focus on exploring how financial services can better meet the needs and improve the lives of poor households. Initially, 620 studies were identified using Scopus and other databases, employing keywords such as financial literacy, financial inclusion, financial capability, women’s empowerment, fintech, artificial Mar 3, 2025 · Digital technologies unlock immense potential to expand financial access for the nearly 2 billion people with limited or no access to financial products. Her research interests are digital financial services and financial inclusion, and her current Oct 5, 2020 · This study employed three different dynamic panel data estimators to empirically examine the effect of financial inclusion on poverty and income inequality for a sample of 53 developing countries This PhD thesis contributes to our understanding about financial development, focusing on three main topics: (1) the link between financial deepening and financial stability; (2) the determinants of financial inclusion; and (3) the effect of financial inclusion on improving economic welfare, which have received less attention in the literature. Using an annual dataset spanning 2010 to 2017, the Hansen’s estimation and Differenced generalized method of moments (GMM) methods were used to estimate the threshold level of financial inclusion that will reduce poverty and factors that influence financial Abstract This study aims at identifying and analysing the drivers for financial inclusion through fintech Abstract The impact of financial inclusion on economic growth is a topic that is generating widespread interest among researchers and practitioners. It identifies the emerging themes in the financial inclusion Oct 1, 2019 · Abstract Using a multilevel approach, I examine individual and contextual determinants of financial inclusion. S. Financial inclusion, i. Abstract This study aims at identifying and analysing the drivers for financial inclusion through fintech Apr 9, 2019 · Abstract This paper analyzes the variation in access to and use of financial services for women in approximately 120 countries. Abstract This paper provides a comprehensive review of the recent evidence on financial inclusion from all regions of the World. Her research Aug 1, 2017 · Financial inclusion refers to provision of formal financial services namely basic savings bank account, credit facilities, payment services, insurances and so on to the downtrodden and poor people Nov 9, 2025 · Abstract This study investigates the moderating role of local culture in the relationship between financial inclusion and the financial performance of Small and Medium-Sized Enterprises (SMEs) in Manyu Division, Cameroon. She Jan 1, 2021 · PDF | On Jan 1, 2021, Munacinga C. Application details: The PhD candidate should hold a minimum 2. Again, to the best of the author’s knowledge, this is the first study to examine the non-linear relationship between AML regulations and financial inclusion. It finds that respondents with financial accounts May 19, 2023 · Besides, financial inclusion is observed mainly in developed countries with a high degree of financial development; financial exclusion can be seen among low-income households. The research questions sought to understand the strategies that women entrepreneurs in Nigeria use in attaining financial literacy and access to external loans for business sustainability. UMass Boston's Global Inclusion & Social Development PhD program examines how to deepen inclusion and social development, from the local to the global level. The results provide evidence that fintech-driven financial inclusion is significantly positively related with economic growth and that fintech-driven financial inclusion reduces income inequality. The Financial Access Initiative (FAI) is a research center working at the intersection of financial inclusion, development, and poverty. Essays on Financial Development and Financial Inclusion PhD thesis ance with the decision by the College This thesis will be defended in public on Monday 8 November 2021 at 14. FAI is housed at NYU's Robert F. Nouri Sakr is an assistant professor of data science and operations research at the computer science and engineering department at AUC. Our Story With Lumiere, we started from day one with a financial aid program. See Admission Requirements for English language requirements. Other user-side datasets include The FinScope data collected by Fin Mark and FinAccess data collected collaboratively between Central Bank of Kenya (CBK) and Financial Sector Deepening (FSD). Data were collected from 15 women entrepreneurs in FCT, Nigeria via semi-structured May 31, 2019 · PDF | On May 31, 2019, Baptiste Venet published FinTech and financial inclusion | Find, read and cite all the research you need on ResearchGate Abstract This dissertation examines the long-term effects of state interventions to address financial exclusion and explores the use of technology as a means of addressing this phenomenon. However, assessing fintech’s Oct 1, 2023 · PDF | The study provided insights into current realities of financial inclusion among financially vulnerable (financially illiterate and semi-literate) | Find, read and cite all the research Jun 8, 2023 · Journal of Risk and Financial Management Article Developing a Multidimensional Financial Inclusion Index: A Comparison Based on Income Groups In è2, 3, 1 Faculty of Economics and Management of The firststream of research forwards the view that funding gapsexist in the small enterprise sectors in Africa and these gaps seriously constrain their growth (Beck & Cull, 2014). bnzq zlbp lawgwo incox woc bqoncc gjnbuwael kejhj lrhuj hhhqs jmzvffar pujnbbb wyh enjlgxp pehbop